In 2005, 3.7% of adults in Us have had their identities stolen. 3.7% may not seem much, but taking into account the inhabitants of the States, that means around 8.3 million individuals. That is number of people whose lives are ruined from stealing credit cards to hacking computers by unscrupulous burglars who did this in numerous means. - lifelock vs. identity guard

Several companies have issued to ensure safety for people's details, to remedy this issue. Among them, the name Lifelock stands head and shoulders over the rest. It had been certainly one of the first to supply this service and continues to be awarded five stars from Top Consumer Evaluations. But, can it be as great as everybody says it is?

What they offer

This Az-based company offers a complete identity protection support. The business's service has been, compared by Todd Davis, the Chief Executive Officer of Lifelock to using your oil changed. According to him, it is possible to change yourself to your vehicle's oil, but you would rather have a machinist to take action. The analogy provided is apt enough since what Lifelock does for you may be done yourself, if the workload can be handled by you.

It works

Lifelock does several things under your title, once you enroll. First, they are going to set fraud alerts that are free at credit reference agencies inside an hour of your registration. Ordinarily, an automated program handles this. They let you know of the postponement and will take action manually, if by any chance the method accidents.

This procedure may be duplicated by the system every ninety days. The credit reporting agencies will be advised to send fraud alarms and though you can do this your self, Lifelock guarantees they can get it done better and faster.

Yet another perk this service offers is the removal of your title from pre-approved credit cards which come in the post. This can be a chronic tactic used by bank card thieves to steal your details. This can in fact be done your-self, but your requests are often ignored by credit card companies. S O, again and again requesting your name's removal might be tiring. It seems better to simply have some one else doing it. And if it's the case that they do their job right, you will be free of spam too! That is an absolute plus.

Another example of Lifelock do-ing what you can do your self is ordering free credit card reports from major credit card agencies per annum. They will also search the Net for any business transactions that are illegally done under your name and social security number. As well as that, they'll locate any addresses that have been purchased under your name and inquire whether or not it really is valid.

The Guarantee

If such a thing occurs to you while you happen to be a Lifelock member, the corporation will allow you to proceed through it. They are going to be the kinds calling your credit card issuers and inform the banks if your billfold got misplaced. If some body steals your identity, they provide the perpetrators to court, all under their particular dime and will get the best lawyers. They say if your id is stolen on their watch they're willing to spend up to US$ 1 million.

The Verdict

This service is good, there is no uncertainty about it. In fact, the CEO has therefore much faith he advertised his social security number in an advertisement.

But can it be worth it? What they do for you can be completed your self, but should you desire less headache in your life, this company could just be for you. Should younot mind calling the charge card companies for credit reports and trawling the Net for your SSN, then don't trouble. - lifelock vs. identity guard